Your visit to the BFC will be billed to your insurance.
Every insurance carrier has specific provisions for coverage within each policy. We strongly recommend that you contact your insurance company to see what they will cover.
Visits are billed as an in-office visit, either new or established. Since our care involves diagnosis and treatment of both mother and baby, if your policy has a co-pay, the co-pay will be collected for both Mom and baby at the time of your visit. After your appointment we’ll send your OB/midwife/pediatrician a summary of your visit.
*PLEASE NOTE: If you have an HMO with a listed PCP, you must obtain the required insurance referrals for your visit to be covered. (The HMO insurances that most frequently require referrals are AETNA and UNITED HEALTH CARE.)
For Your Baby
Newborn babies aren’t automatically covered on all insurance plans.
Parents don’t always know this, or they may forget during the busy, crazy, wonderful days that follow the birth of a child. Insurance providers don’t always issue their own reminders, so we like to make sure you’re aware of this potential problem.
The newborn coverage period varies depending on your individual plan. We recommend you check with your insurance company to see how your individual coverage plan works, and to see if you need to formally add your newborn to your plan to have effective coverage.
In some cases, if the baby isn’t added to the policy during the first 31 days of life, a lapse in coverage will occur. If there is a lapse in coverage, the insurance company will not pay, and parents will be asked either to pay out of pocket for the visit, or to reschedule the appointment.
In the event of financial difficulty, we are able to set up payment arrangements with you.